Health Insurance
Understand plans, deductibles, and networks — then pick the coverage that actually fits your family's needs and budget.
- Medicare & Medicaid guidance
- Individual & family plans
- Marketplace enrollment help
Insurance Advisory · Delaware & Nationwide
Insurance Clarity,
Insurance Clarity,
Without the Confusion.
We help individuals, families, and businesses compare, understand, and choose the right coverage — honestly, clearly, and at the right price. Best Insurance Consulting is a consulting firm — not an insurance company.
- Free, no-pressure advice
- 25+ major carriers compared
- Ongoing policy support
Our Services
Every Type of Coverage, One Trusted Advisor
Whether it's your first policy or a full portfolio review, we walk you through your options side by side — in plain English, with no jargon.
Auto Insurance
From a single car to a full garage, we compare quotes across carriers so you're protected without overpaying.
- Multi-car family discounts
- Full coverage gaps closed
- Accident & claim guidance
Homeowners & Renters
Protect the place you love — with coverage limits that truly match your home's value and your belongings.
- New construction & coastal homes
- Landlord & investment property
- Renters & personal property
Life Insurance
Term or whole life, we help you size the right protection for the people who depend on you — without overspending.
- Term & whole life comparison
- Final expense planning
- Business key-person coverage
Business Insurance
From sole proprietor to established company, we build the right package so one bad day doesn't end your business.
- General liability & GL
- Workers' comp & commercial auto
- Property, equipment & D&O
Medicare & Seniors
Original Medicare, Advantage, or Supplemental — we decode the options so retirement comes with real clarity.
- Part D & supplemental plans
- Open enrollment strategy
- Family member assistance
Boat & Marine
Coastal Delaware is home to boat lovers — we make sure your vessel, watercraft, and waterfront assets are covered.
- Pleasure craft & fishing boats
- Watersports & PWC coverage
- Dock, trailer & slip coverage
Umbrella Liability
Extra protection above your auto and home limits — the smart way to safeguard everything you've worked for.
- Personal liability backstop
- High-net-worth planning
- Bundle-optimized pricing
Who We Are
A Consulting Firm That Works For You
Best Insurance Consulting was built on a simple belief: insurance decisions are too important to be rushed, and most people don't get honest, side-by-side advice. We change that.
We are a consulting and advisory firm. We are not an insurance company — we don't underwrite or issue policies. Instead, we help you evaluate options from licensed carriers, explain what you're actually buying, and advocate for you before, during, and after you enroll.
- Advice based on your situation — not a quota
- Comparisons across 25+ licensed carriers
- Plain-English explanations of every policy
- Support when your circumstances change
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Families & businesses advised
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Carriers compared for clients
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Client satisfaction
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Years of combined advisory experience
Why Choose Us
What Makes Us Different
Most people talk to a salesperson. You'll talk to a consultant — here's what that actually feels like.
01
Advice, Not Pressure
Our first job is to listen. We don't push products or invent urgency — if you're already covered well, we'll tell you honestly.
02
Side-by-Side Comparisons
We line up options from multiple licensed carriers — price, coverage, deductibles, and fine print — so you can see the real differences.
03
Plain-English Expertise
No jargon, no 40-page brochures. We translate policies into clear, practical answers you can actually act on.
04
Local Roots, National Reach
Based in Lewes, Delaware, we understand coastal and Delaware-specific risks while comparing options across the country.
05
You're Never Alone
Coverage needs change — marriage, a new car, a business. We stay reachable for reviews, claims questions, and renewals.
06
Transparent From Day One
You'll always know what we recommend, why, and what it costs. No surprises, no hidden agendas, no fine-print games.
How It Works
Four Simple Steps to Confident Coverage
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1
Free Consultation
Tell us about your situation — by phone, email, or the contact form. No obligation, no pressure.
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2
Your Personal Analysis
We review what you have, what you need, and where you may be under- or over-insured.
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3
Compare Your Options
We present clear, side-by-side options from licensed carriers with plain-English explanations.
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4
Ongoing Support
After you choose, we stay in your corner — renewals, changes, claims, and life updates.
Client Stories
What Our Clients Say
★★★★★
"They explained everything in plain English and saved us on our home and auto coverage in a single sitting. No pushy sales — ever."
★★★★★
"As a small business owner, I had no idea what coverage I actually needed. Their plan gave me real peace of mind and saved me money."
★★★★★
"I was frustrated and confused by my Medicare options. After a 30-minute call, I finally understood my choices. Highly recommend them."
Common Questions
Frequently Asked Questions
No. Best Insurance Consulting is a consulting and advisory firm. We are not an insurance company, insurer, or underwriting entity — we don't issue policies. What we do is help you understand, compare, and select coverage from licensed carriers, and we continue to advise you after you're covered.
Your initial consultation is free with no obligation. We'll review your current coverage, explain your options, and give you a clear recommendation. If there are any applicable fees beyond that, we tell you upfront before you commit to anything.
We compare options from 25+ national and regional licensed carriers across health, auto, home, life, business, Medicare, marine, and liability lines. We recommend based on fit for your situation, not on who offers us the best deal.
We're based in Lewes, Delaware, and we proudly serve the entire state. For most lines of business, we also advise clients nationwide by phone and email. Call (888) 239-7969 and we'll confirm right away.
Absolutely — policy reviews are one of our most common requests. We'll check your limits, deductibles, riders, and premiums against your actual needs and tell you frankly whether you're well covered, overpaying, or missing something important.
Usually the same day during business hours (Mon–Fri, 9:00 AM – 6:00 PM ET). Call us directly at (888) 239-7969 or send the contact form and we'll get back to you promptly.
Ready to Make Smarter Insurance Decisions?
Get a free, no-pressure consultation with Best Insurance Consulting today.